Rooth IRas

What is a Roth IRA?
An individual retirement account where you contribute after-tax dollars, and your investment earnings grow tax-free, with tax-free withdrawals in retirement.
Advantages of Roth IRAs:
Tax-free growth: Your earnings grow tax-free, maximizing your retirement savings.
Tax-free withdrawals: Qualified withdrawals in retirement are tax-free, providing you with more spendable income.
Flexibility: You can withdraw your contributions at any time without penalty.
No required minimum distributions (RMDs): Unlike traditional IRAs, Roth IRAs do not have RMDs during your lifetime.
